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Security in Your Old Age (Informational Service Circular No. 9)   By:

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Security in Your Old Age (Informational Service Circular No. 9) by Social Security Board is an essential resource for individuals looking to secure their financial future during retirement. Although the title lacks originality and creativity, the content of this informational service circular is highly informative and practical.

The book starts by providing a comprehensive overview of the Social Security system, explaining its purpose, benefits, and how it aims to support retired individuals. This introductory section sets the tone for the rest of the book, stressing the importance of financial planning and highlighting the role of Social Security in ensuring a secure old age.

One notable strength of this book is its simplicity and clarity of language. Despite dealing with complex topics such as retirement plans, survivor's benefits, and disability insurance, the authors manage to explain the concepts in a manner that is accessible to readers with varying levels of financial knowledge. Moreover, the book covers not only the core aspects of Social Security but also delves into lesser-known topics such as the Windfall Elimination Provision and the Government Pension Offset. This comprehensive approach ensures that the reader gains a well-rounded understanding of the nuances of Social Security benefits.

The book also provides practical advice on how to maximize one's Social Security benefits. It delves into topics such as when to claim benefits, factors to consider when deciding between retirement and disability benefits, and how to quantify the value of future benefits. It gives readers the tools to make informed decisions regarding their retirement plans.

While the book primarily focuses on Social Security, it doesn't neglect other important aspects of financial planning for old age. It offers guidance on creating a budget, managing expenses, and exploring additional sources of income beyond Social Security. Additionally, it touches on important topics like health insurance, Medicare, and long-term care, providing readers with a well-rounded perspective on their financial and healthcare needs in old age.

One area for improvement in this book would be the inclusion of more real-life examples, case studies, or anecdotes to engage readers on a deeper level. The book's dry and technical style may make it challenging for some readers to stay engaged throughout the entire text. Adding relatable stories or examples could help bridge this gap and make the information more relatable and applicable to real-life situations.

In summary, Security in Your Old Age (Informational Service Circular No. 9) is a valuable resource for anyone seeking guidance and understanding of Social Security benefits and financial planning for retirement. Despite the lackluster title, the book covers a wide range of topics, provides clear explanations, and offers practical advice. While it could benefit from more engaging storytelling, the content is highly useful, making it an essential read for anyone seeking financial security in their old age.

First Page:

[Note: According to the Social Security Administration website, this pamphlet was published in 1936.]

Security in Your Old Age

Social Security Board

Washington, D.C.

To Employees of Industrial and Business Establishments


Beginning November 24, 1936, the United States Government will set up a Social Security account for you, if you are eligible. To understand your obligations, rights, arid benefits you should read the following general explanation.

There is now a law in this country which will give about 26 million working people something to live on when they are old and have stopped working. This law, which gives other benefits, too, was passed last year by Congress and is called the Social Security Act.

Under this law the United States Government will send checks every month to retired workers, both men and women, after they have passed their 65th birthday and have met a few simple requirements of the law.


This means that if you work in some factory, shop, mine, mill, J. store, office, or almost any other kind of business or industry, you will be earning benefits that will come to you later on. From the time you are 65 years old, or more, and stop working, you will get a Government check every month of your life, if you have worked some time,(one day or more) in each of any 5 years after 1936, and have earned during that time a total of $2,000 or more... Continue reading book >>

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